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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,784 | $124,330-76.8% | $109,173-73.6% | $167,536-82.8% |
| Participation rate | 50.0% | 79.5%-29.5pp | 75.9%-25.9pp | 82.1%-32.1pp |
| Annual return | 17.48% | 26.04%-8.6pp | 25.75%-8.3pp | 478.82%-461.3pp |
| Employer contribution / active EE | $2,286 | $4,209-45.7% | $3,723-38.6% | $4,839-52.8% |
| Participant deferral / active EE | $6,301 | $5,256+19.9% | $4,654+35.4% | $6,342-0.7% |
| Admin fee / account holder | $106 | $7,974-98.7% | $6,755-98.4% | $12,315-99.1% |