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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,738 | $115,814-81.2% | $101,275-78.5% | $158,982-86.3% |
| Participation rate | 62.5% | 79.4%-16.9pp | 75.8%-13.3pp | 82.0%-19.5pp |
| Annual return | 24.28% | 56.16%-31.9pp | 46.48%-22.2pp | 302.99%-278.7pp |
| Employer contribution / active EE | $1,377 | $4,176-67.0% | $3,660-62.4% | $4,763-71.1% |
| Participant deferral / active EE | $3,558 | $4,958-28.2% | $4,371-18.6% | $5,983-40.5% |
| Admin fee / account holder | $70 | $7,249-99.0% | $5,948-98.8% | $11,252-99.4% |