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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,298 | $133,981-79.6% | $112,249-75.7% | $134,532-79.7% |
| Participation rate | 50.0% | 78.6%-28.6pp | 75.1%-25.1pp | 81.2%-31.2pp |
| Annual return | -17.43% | 47.16%-64.6pp | 27.48%-44.9pp | 418.27%-435.7pp |
| Employer contribution / active EE | $1,403 | $4,040-65.3% | $3,636-61.4% | $4,741-70.4% |
| Participant deferral / active EE | $5,344 | $5,292+1.0% | $4,729+13.0% | $6,401-16.5% |
| Admin fee / account holder | $5,029 | $7,492-32.9% | $6,412-21.6% | $11,429-56.0% |