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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,569 | $106,247-63.7% | $96,515-60.0% | $139,466-72.3% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 22.29% | 38.47%-16.2pp | 35.73%-13.4pp | 373.66%-351.4pp |
| Employer contribution / active EE | $1,659 | $4,106-59.6% | $3,740-55.6% | $4,754-65.1% |
| Participant deferral / active EE | $5,013 | $5,456-8.1% | $4,880+2.7% | $6,712-25.3% |
| Admin fee / account holder | $136 | $7,885-98.3% | $6,735-98.0% | $11,409-98.8% |