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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,224 | $76,522+182.6% | $56,033+285.9% | $145,884+48.2% |
| Participation rate | 15.0% | 63.2%-48.2pp | 52.5%-37.5pp | 80.3%-65.3pp |
| Annual return | 13.43% | 3014.28%-3000.9pp | 1711.38%-1697.9pp | 551.85%-538.4pp |
| Employer contribution / active EE | $420 | $1,382-69.6% | $1,041-59.6% | $4,662-91.0% |
| Participant deferral / active EE | $1,939 | $2,624-26.1% | $1,954-0.8% | $6,690-71.0% |
| Admin fee / account holder | $1,777 | $3,328-46.6% | $2,827-37.1% | $13,392-86.7% |