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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,499 | $110,629+39.7% | $80,784+91.2% | $167,553-7.8% |
| Participation rate | 17.6% | 64.0%-46.3pp | 54.2%-36.5pp | 82.1%-64.5pp |
| Annual return | 14.60% | 120.58%-106.0pp | 87.31%-72.7pp | 478.89%-464.3pp |
| Employer contribution / active EE | $454 | $1,543-70.6% | $1,160-60.9% | $4,840-90.6% |
| Participant deferral / active EE | $2,190 | $2,871-23.7% | $2,145+2.1% | $6,343-65.5% |
| Admin fee / account holder | $9,841 | $4,547+116.4% | $3,380+191.1% | $12,316-20.1% |