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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,369 | $108,285-11.0% | $77,552+24.3% | $158,982-39.4% |
| Participation rate | 20.0% | 64.4%-44.4pp | 54.2%-34.2pp | 82.0%-62.0pp |
| Annual return | 17.04% | 31.69%-14.7pp | 54.82%-37.8pp | 302.99%-285.9pp |
| Employer contribution / active EE | $521 | $1,325-60.7% | $987-47.2% | $4,763-89.1% |
| Participant deferral / active EE | $2,454 | $2,4550% | $1,861+31.9% | $5,983-59.0% |
| Admin fee / account holder | $673 | $3,709-81.8% | $2,859-76.5% | $11,252-94.0% |