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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,807 | $108,701-33.0% | $74,723-2.6% | $152,909-52.4% |
| Participation rate | 21.1% | 65.4%-44.3pp | 54.5%-33.4pp | 82.5%-61.4pp |
| Annual return | 23.31% | 114.12%-90.8pp | 753.18%-729.9pp | 345.46%-322.2pp |
| Employer contribution / active EE | $2,194 | $1,504+45.8% | $1,084+102.3% | $4,764-54.0% |
| Participant deferral / active EE | $508 | $2,709-81.2% | $1,962-74.1% | $5,851-91.3% |
| Admin fee / account holder | $526 | $4,906-89.3% | $3,335-84.2% | $11,601-95.5% |