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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,481 | $84,628-45.1% | $61,501-24.4% | $134,545-65.5% |
| Participation rate | 35.3% | 62.2%-26.9pp | 52.6%-17.3pp | 81.2%-45.9pp |
| Annual return | -21.36% | 585.61%-607.0pp | 339.04%-360.4pp | 418.37%-439.7pp |
| Employer contribution / active EE | $2,478 | $1,545+60.4% | $1,160+113.7% | $4,742-47.7% |
| Participant deferral / active EE | $688 | $2,819-75.6% | $2,125-67.6% | $6,401-89.3% |
| Admin fee / account holder | $691 | $2,587-73.3% | $2,132-67.6% | $11,431-94.0% |