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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,224 | $76,519+182.6% | $56,025+285.9% | $145,897+48.2% |
| Participation rate | 15.0% | 63.2%-48.2pp | 52.5%-37.5pp | 80.3%-65.3pp |
| Annual return | 13.43% | 3017.03%-3003.6pp | 1712.69%-1699.3pp | 552.29%-538.9pp |
| Employer contribution / active EE | $420 | $1,383-69.6% | $1,042-59.6% | $4,663-91.0% |
| Participant deferral / active EE | $1,939 | $2,624-26.1% | $1,955-0.8% | $6,689-71.0% |
| Admin fee / account holder | $1,777 | $3,331-46.6% | $2,828-37.2% | $13,390-86.7% |