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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,955 | $107,733+94.9% | $92,985+125.8% | $154,746+35.7% |
| Participation rate | 66.7% | 74.6%-7.9pp | 69.5%-2.8pp | 80.7%-14.0pp |
| Annual return | 17.74% | 30.39%-12.7pp | 27.99%-10.2pp | 172.34%-154.6pp |
| Employer contribution / active EE | $3,173 | $3,126+1.5% | $2,662+19.2% | $4,379-27.5% |
| Participant deferral / active EE | $7,933 | $5,053+57.0% | $4,377+81.3% | $6,730+17.9% |
| Admin fee / account holder | $0 | $11,369-100.0% | $9,463-100.0% | $14,365-100.0% |