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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $164,170 | $90,614+81.2% | $76,089+115.8% | $145,877+12.5% |
| Participation rate | 66.7% | 74.5%-7.8pp | 69.1%-2.4pp | 80.3%-13.6pp |
| Annual return | 13.56% | 623.80%-610.2pp | 360.94%-347.4pp | 551.28%-537.7pp |
| Employer contribution / active EE | $3,240 | $3,324-2.5% | $2,690+20.4% | $4,663-30.5% |
| Participant deferral / active EE | $12,300 | $5,168+138.0% | $4,259+188.8% | $6,691+83.8% |
| Admin fee / account holder | $0 | $8,376-100.0% | $6,418-100.0% | $13,402-100.0% |