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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,683 | $104,694-6.7% | $85,709+14.0% | $167,536-41.7% |
| Participation rate | 50.0% | 76.4%-26.4pp | 69.9%-19.9pp | 82.1%-32.1pp |
| Annual return | 16.30% | 21.45%-5.1pp | 21.49%-5.2pp | 478.82%-462.5pp |
| Employer contribution / active EE | $810 | $3,337-75.7% | $2,619-69.1% | $4,839-83.3% |
| Participant deferral / active EE | $9,750 | $4,826+102.0% | $3,924+148.5% | $6,342+53.7% |
| Admin fee / account holder | $0 | $10,035-100.0% | $6,876-100.0% | $12,315-100.0% |