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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,039 | $85,060+45.8% | $70,548+75.8% | $139,456-11.1% |
| Participation rate | 50.0% | 73.9%-23.9pp | 68.3%-18.3pp | 80.3%-30.3pp |
| Annual return | 21.18% | 30.38%-9.2pp | 32.78%-11.6pp | 373.45%-352.3pp |
| Employer contribution / active EE | $1,530 | $3,911-60.9% | $2,975-48.6% | $4,753-67.8% |
| Participant deferral / active EE | $10,710 | $5,890+81.8% | $4,567+134.5% | $6,711+59.6% |
| Admin fee / account holder | $0 | $8,925-100.0% | $6,424-100.0% | $11,407-100.0% |