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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $284,587 | $138,393+105.6% | $184,256+54.5% | $80,959+251.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 19.08% | 20.01%-0.9pp | 28.85%-9.8pp | 35.67%-16.6pp |
| Employer contribution / active EE | $24,581 | $4,847+407.1% | $6,427+282.4% | $2,757+791.5% |
| Participant deferral / active EE | $20,081 | $7,076+183.8% | $9,133+119.9% | $4,300+367.0% |
| Admin fee / account holder | $54,353 | $10,489+418.2% | $13,899+291.0% | $6,925+684.8% |