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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,693 | $153,769+1.3% | $133,975+16.2% | $273,972-43.2% |
| Participation rate | 95.2% | 88.4%+6.9pp | 87.1%+8.2pp | 83.0%+12.2pp |
| Annual return | 15.34% | 36.51%-21.2pp | 29.29%-14.0pp | 41.46%-26.1pp |
| Employer contribution / active EE | $18,820 | $6,029+212.2% | $5,211+261.1% | $4,869+286.5% |
| Participant deferral / active EE | $12,790 | $6,958+83.8% | $6,282+103.6% | $5,287+141.9% |
| Admin fee / account holder | $5,678 | $11,765-51.7% | $9,324-39.1% | $10,133-44.0% |