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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,548 | $94,529+85.7% | $140,019+25.4% | $64,173+173.6% |
| Participation rate | 100.0% | 84.1%+15.9pp | 87.5%+12.5pp | 69.6%+30.4pp |
| Annual return | -9.11% | 7.77%-16.9pp | 651.15%-660.3pp | 7.63%-16.7pp |
| Employer contribution / active EE | $13,260 | $3,812+247.8% | $5,605+136.6% | $2,381+456.9% |
| Participant deferral / active EE | $14,664 | $5,250+179.3% | $6,927+111.7% | $3,470+322.6% |
| Admin fee / account holder | $7,189 | $6,741+6.6% | $10,705-32.8% | $4,887+47.1% |