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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,473 | $167,415+17.4% | $140,514+39.8% | $198,609-1.1% |
| Participation rate | 40.0% | 80.9%-40.9pp | 77.8%-37.8pp | 82.4%-42.4pp |
| Annual return | 14.33% | 13.85%+0.5pp | 14.36%0pp | 202.70%-188.4pp |
| Employer contribution / active EE | $1,716 | $4,088-58.0% | $3,378-49.2% | $5,055-66.1% |
| Participant deferral / active EE | $6,250 | $5,579+12.0% | $4,919+27.1% | $6,977-10.4% |
| Admin fee / account holder | $88,068 | $16,730+426.4% | $13,697+543.0% | $19,030+362.8% |