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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,473 | $124,425+57.9% | $112,040+75.4% | $137,256+43.1% |
| Participation rate | 40.0% | 79.3%-39.3pp | 76.5%-36.5pp | 80.0%-40.0pp |
| Annual return | 14.33% | 24.72%-10.4pp | 24.52%-10.2pp | 220.34%-206.0pp |
| Employer contribution / active EE | $1,716 | $3,411-49.7% | $2,954-41.9% | $4,156-58.7% |
| Participant deferral / active EE | $6,250 | $5,718+9.3% | $5,098+22.6% | $6,407-2.4% |
| Admin fee / account holder | $88,068 | $15,207+479.1% | $12,098+628.0% | $12,270+617.7% |