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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,473 | $126,661+55.1% | $113,397+73.3% | $138,895+41.5% |
| Participation rate | 40.0% | 79.4%-39.4pp | 76.5%-36.5pp | 79.9%-39.9pp |
| Annual return | 14.33% | 25.05%-10.7pp | 23.20%-8.9pp | 145.39%-131.1pp |
| Employer contribution / active EE | $1,716 | $3,456-50.4% | $2,977-42.4% | $4,194-59.1% |
| Participant deferral / active EE | $6,250 | $5,693+9.8% | $5,076+23.1% | $6,396-2.3% |
| Admin fee / account holder | $88,068 | $14,549+505.3% | $11,957+636.6% | $12,562+601.1% |