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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,358 | $100,805-3.4% | $86,698+12.3% | $134,532-27.6% |
| Participation rate | 66.7% | 79.0%-12.3pp | 76.6%-9.9pp | 81.2%-14.6pp |
| Annual return | -17.83% | 29.09%-46.9pp | 35.95%-53.8pp | 418.27%-436.1pp |
| Employer contribution / active EE | $2,556 | $3,490-26.8% | $2,837-9.9% | $4,741-46.1% |
| Participant deferral / active EE | $9,467 | $5,339+77.3% | $4,656+103.3% | $6,401+47.9% |
| Admin fee / account holder | $22,059 | $10,925+101.9% | $7,493+194.4% | $11,429+93.0% |