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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,635 | $110,307+14.8% | $96,576+31.1% | $139,456-9.2% |
| Participation rate | 40.0% | 78.1%-38.1pp | 76.0%-36.0pp | 80.3%-40.3pp |
| Annual return | 18.34% | 26.40%-8.1pp | 25.87%-7.5pp | 373.45%-355.1pp |
| Employer contribution / active EE | $1,310 | $3,619-63.8% | $2,965-55.8% | $4,753-72.4% |
| Participant deferral / active EE | $6,292 | $5,547+13.4% | $4,851+29.7% | $6,711-6.2% |
| Admin fee / account holder | $1,288 | $11,597-88.9% | $8,253-84.4% | $11,407-88.7% |