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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,603 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,391 | $65,322+32.3% | $70,494+22.6% | $73,497+17.5% |
| Participation rate | 87.5% | 77.0%+10.5pp | 75.1%+12.4pp | 70.7%+16.8pp |
| Annual return | 15.06% | 15.71%-0.7pp | 109.16%-94.1pp | 28.51%-13.5pp |
| Employer contribution / active EE | $9 | $2,460-99.6% | $2,738-99.7% | $2,270-99.6% |
| Participant deferral / active EE | $5,053 | $3,375+49.7% | $3,711+36.2% | $3,740+35.1% |
| Admin fee / account holder | $4 | $214-98.0% | $3,848-99.9% | $513-99.1% |