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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $3,172 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,902 | $95,542-14.3% | $69,464+17.9% | $67,579+21.2% |
| Participation rate | 79.8% | 79.4%+0.4pp | 74.6%+5.2pp | 71.3%+8.5pp |
| Annual return | 20.45% | 17.67%+2.8pp | 28.98%-8.5pp | 378.56%-358.1pp |
| Employer contribution / active EE | $0 | $2,989-100.0% | $2,779-100.0% | $2,148-100.0% |
| Participant deferral / active EE | $4,761 | $3,263+45.9% | $3,536+34.6% | $3,539+34.5% |
| Admin fee / account holder | $8 | $90-91.3% | $3,840-99.8% | $142-94.5% |