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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $2,556 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,278 | $74,552-0.4% | $63,018+17.9% | $69,631+6.7% |
| Participation rate | 81.7% | 78.3%+3.4pp | 74.8%+6.9pp | 70.7%+11.0pp |
| Annual return | 14.65% | 15.77%-1.1pp | 87.62%-73.0pp | 27571.02%-27556.4pp |
| Employer contribution / active EE | $0 | $2,929-100.0% | $2,761-100.0% | $2,032-100.0% |
| Participant deferral / active EE | $4,495 | $2,974+51.1% | $3,330+35.0% | $3,224+39.4% |
| Admin fee / account holder | $7 | $59-88.6% | $3,601-99.8% | $110-93.9% |