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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $1,600 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,134 | $68,408+4.0% | $57,196+24.4% | $57,658+23.4% |
| Participation rate | 79.8% | 79.1%+0.6pp | 75.3%+4.4pp | 70.2%+9.5pp |
| Annual return | 4.99% | 8.51%-3.5pp | 14.59%-9.6pp | 5.13%-0.1pp |
| Employer contribution / active EE | $0 | $2,869-100.0% | $2,683-100.0% | $1,974-100.0% |
| Participant deferral / active EE | $4,148 | $2,903+42.9% | $3,096+34.0% | $3,061+35.5% |
| Admin fee / account holder | $5 | $70-93.4% | $3,141-99.9% | $95-95.2% |