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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,600 | $75,541+27.9% | $152,093-36.5% | $82,637+16.9% |
| Participation rate | 38.6% | 66.5%-27.9pp | 77.8%-39.1pp | 68.1%-29.4pp |
| Annual return | 15.45% | 32.56%-17.1pp | 66.36%-50.9pp | 53.51%-38.1pp |
| Employer contribution / active EE | $1,589 | $2,622-39.4% | $4,175-61.9% | $2,552-37.7% |
| Participant deferral / active EE | $2,611 | $3,206-18.5% | $5,451-52.1% | $4,126-36.7% |
| Admin fee / account holder | $488 | $6,405-92.4% | $14,497-96.6% | $7,339-93.4% |