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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,468 | $73,848-8.6% | $143,799-53.1% | $68,486-1.5% |
| Participation rate | 53.6% | 66.7%-13.1pp | 80.3%-26.7pp | 67.9%-14.3pp |
| Annual return | -19.12% | 0.91%-20.0pp | -0.04%-19.1pp | -7.85%-11.3pp |
| Employer contribution / active EE | $2,955 | $3,184-7.2% | $4,952-40.3% | $2,597+13.8% |
| Participant deferral / active EE | $5,344 | $3,385+57.9% | $5,638-5.2% | $4,028+32.7% |
| Admin fee / account holder | $11,838 | $5,755+105.7% | $14,677-19.3% | $5,404+119.1% |