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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,094 | $85,171-29.4% | $172,752-65.2% | $72,975-17.7% |
| Participation rate | 63.6% | 70.1%-6.4pp | 82.6%-19.0pp | 69.5%-5.9pp |
| Annual return | 24.98% | 27.32%-2.3pp | 802.97%-778.0pp | 81.01%-56.0pp |
| Employer contribution / active EE | $2,350 | $3,324-29.3% | $5,144-54.3% | $2,440-3.7% |
| Participant deferral / active EE | $4,553 | $3,260+39.7% | $5,198-12.4% | $3,608+26.2% |
| Admin fee / account holder | $358 | $5,880-93.9% | $13,955-97.4% | $5,124-93.0% |