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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,525 | $91,179-27.0% | $178,499-62.7% | $79,852-16.7% |
| Participation rate | 67.7% | 69.2%-1.5pp | 81.9%-14.2pp | 69.6%-1.9pp |
| Annual return | 17.51% | 24.19%-6.7pp | 151.10%-133.6pp | 31.72%-14.2pp |
| Employer contribution / active EE | $2,110 | $3,256-35.2% | $5,011-57.9% | $2,471-14.6% |
| Participant deferral / active EE | $3,685 | $3,236+13.9% | $5,202-29.2% | $3,740-1.5% |
| Admin fee / account holder | $3,159 | $6,749-53.2% | $13,986-77.4% | $5,306-40.5% |