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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,968 | $78,428+24.9% | $95,960+2.1% | $79,852+22.7% |
| Participation rate | 69.0% | 73.5%-4.5pp | 77.1%-8.1pp | 69.6%-0.6pp |
| Annual return | 15.65% | 19.37%-3.7pp | 91.63%-76.0pp | 31.72%-16.1pp |
| Employer contribution / active EE | $2,314 | $1,945+19.0% | $2,541-8.9% | $2,471-6.3% |
| Participant deferral / active EE | $3,542 | $3,440+3.0% | $4,167-15.0% | $3,740-5.3% |
| Admin fee / account holder | $7,047 | $5,622+25.3% | $6,797+3.7% | $5,306+32.8% |