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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,033 | $72,492+4.9% | $87,102-12.7% | $72,983+4.2% |
| Participation rate | 73.3% | 72.8%+0.5pp | 76.9%-3.5pp | 69.5%+3.8pp |
| Annual return | 22.98% | 24.46%-1.5pp | 28.19%-5.2pp | 81.01%-58.0pp |
| Employer contribution / active EE | $2,315 | $1,894+22.2% | $2,521-8.2% | $2,440-5.1% |
| Participant deferral / active EE | $3,282 | $3,270+0.4% | $4,048-18.9% | $3,608-9.0% |
| Admin fee / account holder | $1,878 | $5,055-62.8% | $7,491-74.9% | $5,124-63.3% |