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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,870 | $56,197-13.0% | $67,652-27.8% | $59,633-18.0% |
| Participation rate | 68.8% | 71.5%-2.7pp | 75.7%-6.9pp | 68.7%+0.1pp |
| Annual return | -1.30% | 18508.10%-18509.4pp | 6625.40%-6626.7pp | 2041.45%-2042.7pp |
| Employer contribution / active EE | $3,229 | $1,615+100.0% | $2,266+42.5% | $2,203+46.6% |
| Participant deferral / active EE | $1,943 | $2,844-31.7% | $3,560-45.4% | $3,192-39.1% |
| Admin fee / account holder | $2,011 | $3,958-49.2% | $4,821-58.3% | $4,297-53.2% |