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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,959 | $60,349-15.6% | $74,184-31.3% | $62,881-19.0% |
| Participation rate | 66.7% | 72.7%-6.1pp | 76.6%-10.0pp | 69.3%-2.6pp |
| Annual return | 8.08% | 21.38%-13.3pp | 17.74%-9.7pp | 20.14%-12.1pp |
| Employer contribution / active EE | $1,746 | $1,680+3.9% | $2,370-26.4% | $2,281-23.5% |
| Participant deferral / active EE | $2,861 | $2,856+0.2% | $3,550-19.4% | $3,203-10.7% |
| Admin fee / account holder | $2,516 | $4,261-41.0% | $5,586-55.0% | $4,296-41.4% |