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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,307 | $166,242-36.1% | $165,071-35.6% | $145,884-27.1% |
| Participation rate | 91.7% | 82.0%+9.6pp | 78.6%+13.0pp | 80.3%+11.4pp |
| Annual return | 11.22% | 100.44%-89.2pp | 70.17%-58.9pp | 551.85%-540.6pp |
| Employer contribution / active EE | $7,794 | $5,283+47.5% | $4,347+79.3% | $4,662+67.2% |
| Participant deferral / active EE | $17,461 | $6,964+150.7% | $6,035+189.3% | $6,690+161.0% |
| Admin fee / account holder | $33,483 | $16,658+101.0% | $12,695+163.7% | $13,392+150.0% |