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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,307 | $166,131-36.0% | $164,975-35.6% | $145,877-27.1% |
| Participation rate | 91.7% | 82.0%+9.7pp | 78.6%+13.1pp | 80.3%+11.4pp |
| Annual return | 11.22% | 100.37%-89.1pp | 70.12%-58.9pp | 551.28%-540.1pp |
| Employer contribution / active EE | $7,794 | $5,276+47.7% | $4,343+79.5% | $4,663+67.2% |
| Participant deferral / active EE | $17,461 | $6,962+150.8% | $6,033+189.4% | $6,691+161.0% |
| Admin fee / account holder | $33,483 | $16,648+101.1% | $12,688+163.9% | $13,402+149.8% |