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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,254 | $162,812-58.7% | $133,971-49.8% | $158,966-57.7% |
| Participation rate | 90.0% | 83.2%+6.8pp | 79.8%+10.2pp | 82.0%+8.0pp |
| Annual return | 10.92% | 41.94%-31.0pp | 45.09%-34.2pp | 302.95%-292.0pp |
| Employer contribution / active EE | $6,308 | $4,976+26.8% | $3,919+61.0% | $4,762+32.5% |
| Participant deferral / active EE | $16,099 | $5,910+172.4% | $5,047+219.0% | $5,983+169.1% |
| Admin fee / account holder | $25,547 | $11,741+117.6% | $8,929+186.1% | $11,250+127.1% |