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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,678 | $152,592-57.0% | $125,180-47.5% | $152,885-57.0% |
| Participation rate | 91.7% | 83.3%+8.3pp | 79.8%+11.9pp | 82.5%+9.2pp |
| Annual return | 22.43% | 54.84%-32.4pp | 43.79%-21.4pp | 345.39%-323.0pp |
| Employer contribution / active EE | $5,914 | $4,947+19.6% | $3,866+53.0% | $4,763+24.2% |
| Participant deferral / active EE | $12,719 | $5,868+116.7% | $4,937+157.6% | $5,851+117.4% |
| Admin fee / account holder | $2,226 | $13,435-83.4% | $9,703-77.1% | $11,598-80.8% |