Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,282 | $58,241-78.9% | $81,780-85.0% | $80,911-84.8% |
| Participation rate | 44.0% | 63.4%-19.4pp | 72.4%-28.4pp | 67.6%-23.6pp |
| Annual return | 10.55% | 41.73%-31.2pp | 776.27%-765.7pp | 35.63%-25.1pp |
| Employer contribution / active EE | $490 | $2,343-79.1% | $2,914-83.2% | $2,756-82.2% |
| Participant deferral / active EE | $582 | $3,283-82.3% | $4,321-86.5% | $4,297-86.5% |
| Admin fee / account holder | $388 | $4,973-92.2% | $7,384-94.7% | $6,935-94.4% |