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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,783 | $90,606-83.7% | $79,466-81.4% | $135,379-89.1% |
| Participation rate | 63.6% | 76.0%-12.4pp | 73.3%-9.7pp | 82.6%-19.0pp |
| Annual return | -10.00% | 977.69%-987.7pp | 718.28%-728.3pp | 519.79%-529.8pp |
| Employer contribution / active EE | $961 | $3,068-68.7% | $2,800-65.7% | $4,779-79.9% |
| Participant deferral / active EE | $1,133 | $4,050-72.0% | $3,704-69.4% | $5,609-79.8% |
| Admin fee / account holder | $0 | $5,895-100.0% | $5,104-100.0% | $10,828-100.0% |