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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,540 | $103,008-79.1% | $90,304-76.1% | $152,897-85.9% |
| Participation rate | 50.0% | 75.9%-25.9pp | 73.3%-23.3pp | 82.5%-32.5pp |
| Annual return | 21.55% | 95.22%-73.7pp | 78.13%-56.6pp | 345.43%-323.9pp |
| Employer contribution / active EE | $956 | $3,139-69.6% | $2,855-66.5% | $4,764-79.9% |
| Participant deferral / active EE | $1,128 | $4,281-73.7% | $3,885-71.0% | $5,851-80.7% |
| Admin fee / account holder | $0 | $6,175-100.0% | $5,354-100.0% | $11,599-100.0% |