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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,454 | $96,678-80.9% | $86,640-78.7% | $139,466-86.8% |
| Participation rate | 27.8% | 74.4%-46.6pp | 71.7%-43.9pp | 80.3%-52.6pp |
| Annual return | 11.65% | 106.69%-95.0pp | 592.52%-580.9pp | 373.66%-362.0pp |
| Employer contribution / active EE | $689 | $3,265-78.9% | $3,024-77.2% | $4,754-85.5% |
| Participant deferral / active EE | $1,089 | $4,837-77.5% | $4,438-75.5% | $6,712-83.8% |
| Admin fee / account holder | $11,127 | $6,410+73.6% | $5,616+98.1% | $11,409-2.5% |