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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,596 | $135,956-83.4% | $123,894-81.8% | $273,972-91.8% |
| Participation rate | 75.0% | 84.1%-9.1pp | 81.4%-6.4pp | 83.0%-8.0pp |
| Annual return | 8.98% | 56.63%-47.6pp | 47.52%-38.5pp | 41.46%-32.5pp |
| Employer contribution / active EE | $1,585 | $5,170-69.4% | $4,617-65.7% | $4,869-67.5% |
| Participant deferral / active EE | $5,576 | $6,343-12.1% | $5,984-6.8% | $5,287+5.5% |
| Admin fee / account holder | $1,601 | $9,817-83.7% | $8,357-80.8% | $10,133-84.2% |