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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,707 | $165,399-80.8% | $149,745-78.8% | $158,982-80.1% |
| Participation rate | 77.8% | 84.6%-6.8pp | 82.5%-4.7pp | 82.0%-4.2pp |
| Annual return | 22.72% | 348.34%-325.6pp | 276.72%-254.0pp | 302.99%-280.3pp |
| Employer contribution / active EE | $5,296 | $5,105+3.7% | $4,646+14.0% | $4,763+11.2% |
| Participant deferral / active EE | $5,431 | $7,183-24.4% | $6,843-20.6% | $5,983-9.2% |
| Admin fee / account holder | $1,310 | $10,811-87.9% | $9,312-85.9% | $11,252-88.4% |