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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,019 | $157,296-80.9% | $141,191-78.7% | $152,897-80.4% |
| Participation rate | 66.7% | 84.8%-18.2pp | 82.5%-15.8pp | 82.5%-15.8pp |
| Annual return | 23.07% | 64.34%-41.3pp | 71.41%-48.3pp | 345.43%-322.4pp |
| Employer contribution / active EE | $3,326 | $5,262-36.8% | $4,736-29.8% | $4,764-30.2% |
| Participant deferral / active EE | $5,463 | $7,111-23.2% | $6,710-18.6% | $5,851-6.6% |
| Admin fee / account holder | $282 | $12,125-97.7% | $10,264-97.2% | $11,599-97.6% |