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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,906 | $148,623-69.1% | $135,974-66.2% | $139,466-67.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.88% | 79.30%-60.4pp | 68.30%-49.4pp | 373.66%-354.8pp |
| Employer contribution / active EE | $9,116 | $5,246+73.7% | $4,859+87.6% | $4,754+91.7% |
| Participant deferral / active EE | $11,139 | $8,103+37.5% | $7,760+43.5% | $6,712+66.0% |
| Admin fee / account holder | $361 | $12,406-97.1% | $10,767-96.6% | $11,409-96.8% |