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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,252 | $109,908+40.3% | $97,161+58.8% | $145,978+5.7% |
| Participation rate | 37.5% | 75.9%-38.4pp | 72.7%-35.2pp | 80.3%-42.8pp |
| Annual return | 8.38% | 243.80%-235.4pp | 75.36%-67.0pp | 550.52%-542.1pp |
| Employer contribution / active EE | $1,361 | $3,077-55.8% | $2,723-50.0% | $4,662-70.8% |
| Participant deferral / active EE | $4,412 | $4,679-5.7% | $4,265+3.4% | $6,690-34.0% |
| Admin fee / account holder | $0 | $6,213-100.0% | $5,647-100.0% | $13,400-100.0% |