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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,511 | $121,701-28.9% | $104,639-17.3% | $158,982-45.6% |
| Participation rate | 42.9% | 77.5%-34.7pp | 74.1%-31.2pp | 82.0%-39.1pp |
| Annual return | 11.53% | 465.72%-454.2pp | 340.67%-329.1pp | 302.99%-291.5pp |
| Employer contribution / active EE | $1,280 | $3,165-59.6% | $2,682-52.3% | $4,763-73.1% |
| Participant deferral / active EE | $3,191 | $4,176-23.6% | $3,738-14.6% | $5,983-46.7% |
| Admin fee / account holder | $0 | $7,778-100.0% | $6,465-100.0% | $11,252-100.0% |