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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,148 | $127,273-19.7% | $109,895-7.0% | $167,518-39.0% |
| Participation rate | 42.9% | 77.9%-35.0pp | 74.2%-31.4pp | 82.1%-39.3pp |
| Annual return | 8.13% | 22.97%-14.8pp | 29.46%-21.3pp | 478.71%-470.6pp |
| Employer contribution / active EE | $1,101 | $3,324-66.9% | $2,843-61.3% | $4,838-77.2% |
| Participant deferral / active EE | $2,585 | $4,515-42.7% | $4,049-36.1% | $6,342-59.2% |
| Admin fee / account holder | $0 | $7,117-100.0% | $6,067-100.0% | $12,312-100.0% |