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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,974 | $107,809-39.7% | $90,657-28.3% | $135,380-52.0% |
| Participation rate | 50.0% | 78.0%-28.0pp | 74.0%-24.0pp | 82.6%-32.6pp |
| Annual return | -5.31% | -0.90%-4.4pp | 1.89%-7.2pp | 519.81%-525.1pp |
| Employer contribution / active EE | $1,844 | $3,018-38.9% | $2,532-27.2% | $4,779-61.4% |
| Participant deferral / active EE | $4,535 | $3,872+17.1% | $3,424+32.4% | $5,609-19.1% |
| Admin fee / account holder | $0 | $5,931-100.0% | $4,994-100.0% | $10,828-100.0% |