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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $109,828 | $159,978-31.3% | $147,041-25.3% | $145,978-24.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.72% | 98.36%-85.6pp | 419.21%-406.5pp | 550.52%-537.8pp |
| Employer contribution / active EE | $2,695 | $5,288-49.0% | $4,935-45.4% | $4,662-42.2% |
| Participant deferral / active EE | $5,938 | $8,429-29.6% | $8,071-26.4% | $6,690-11.2% |
| Admin fee / account holder | $2,914 | $15,053-80.6% | $13,006-77.6% | $13,400-78.3% |