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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,414 | $150,447-79.1% | $136,298-77.0% | $147,586-78.7% |
| Participation rate | 66.7% | 84.4%-17.8pp | 81.9%-15.3pp | 82.8%-16.2pp |
| Annual return | 27.57% | 1049.15%-1021.6pp | 5156.27%-5128.7pp | 578.59%-551.0pp |
| Employer contribution / active EE | $3,667 | $5,256-30.2% | $4,696-21.9% | $4,876-24.8% |
| Participant deferral / active EE | $10,749 | $6,631+62.1% | $6,247+72.1% | $5,439+97.6% |
| Admin fee / account holder | $6,933 | $10,906-36.4% | $9,244-25.0% | $10,886-36.3% |